Red Flag Rule: What are the Address Discrepancy Obligations for a Health Care Provider That Uses Credit Reports?

The Address Discrepancy rule requires a user of a consumer report (credit report) to develop and implement reasonable policies and procedures to enable the user to deal with an address discrepancy. These requirements are narrower than the Red Flag rule for creditors. However, applicability of the address discrepancy requirement may affect a broader class of health care provider (and health insurers) than the Red Flag rule.

Red Flag Rule: Appendix 1 – Reproduction of the Red Flag and Address Discrepancy Guidelines and Supplement

Following is a reproduction of the Guidelines and Supplement to the Red Flag and Address Discrepancy Rules. The rulemakings may be found at Federal Trade Commission et al., Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003, 72 Fed. Reg. (Nov. 9, 2007), .

Archived WPF Privacy Policy 2009

This privacy policy was in effect from Sept. 15, 2009 until Sept. 24, 2013. ———- This privacy policy applies to the World Privacy Forum web site, www.worldprivacyforum.org. This privacy policy may change from time to time in response to new laws, to changes made to the web site, or otherwise. The World Privacy Forum reserves