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Consumer Tips: How you can retrieve your federally mandated free credit report

The simplest way of accessing your free credit report is to either call or to mail for the report. Please see the tips below for more information about these ways of accessing your credit report. However, if you do decide to retrieve your free credit report via the Internet at the official www.annualcreditreport.com site, please make sure you go to the correct site. You do not have to pay to receive your free annual credit report. If you are on a site that is asking you to pay for your credit report, double check the spelling of the site, or use the call-in and mail-in methods.

World Privacy Forum testifies on genetic privacy and consumer data marketing issues

Genetic privacy | SACGHS -- The World Privacy Forum gave testimony to the Secretary's Advisory Committee on Genetics Health and Society regarding privacy issues stemming from direct-to-consumer advertising and consumer-initiated genetic testing. The World Privacy Forum noted that a great deal of consumer health data circulates outside the protections of HIPAA, and a substantial market for this kind of consumer health data already exists. Genetic data about consumers that is acquired outside the clinical context and is not subject to the protections of HIPAA (for example, through consumer-initiated genetic testing) will likely not be any more protected than other forms of consumers' health-related information from the current demands of the market. However, the consequences of leakage of genetic information about consumers into the marketing stream could have potentially negative consequences for both those consumers and their blood relatives. The World Privacy Forum urged the committee to include specific recommendations about privacy in its upcoming report to the Secretary, and also urged the committee to work with other federal agencies to set up a pre-market oversight structure that includes significant and meaningful privacy protections for genetic testing occurring outside of the protections of HIPAA.

World Privacy Forum comments about the ethical, legal, and social implications of using genetic health care data in electronic health records

Genetic Privacy -- The World Privacy Forum filed public comments with the Department of Health and Human services in response to an HHS request for information regarding the use of patients' genetic data for research, health care, and for use in electronic health records. The World Privacy Forum is requesting that HHS use all Fair Information Principles in any personalized health care projects, and is requesting that a formal ELSI (ethical, legal, and social implications) committee be set up to oversee any projects, among other requests.

WPF comments on proposed guidance on Confidential Information Protection and Efficiency Act of 2002 (CIPSEA)

e-Government /CIPSEA -- The World Privacy Forum submitted comments to the Office of Management and Budget regarding proposed guidance on Title V of the e-Government Act. The proposed guidance did not address the relationship between CIPSEA and the USA PATRIOT Act Section 215, and guidance regarding identifiability and the Privacy Act of 1974 needs to be further refined. WPF suggests that OMB consider developing a formal statistical confidentiality seal controlled by a federal agency. The purpose would be to provide an identifiable marker that would tell individuals if the information they provide will receive the highest degree of confidentiality protection available under law.

World Privacy Forum Announces Plans to File FTC Complaint About AOL Search Data Release

Internet privacy -- The World Privacy Forum announced today that it would be filing a complaint with the Federal Trade Commission about the posting by AOL of a portion of its users’ search data on the Internet. While the data was not expressly identified by name, the search queries themselves included in some cases personally identifiable information such as individuals’ names, Social Security Numbers, and myriad other personal information. The World Privacy Forum urges consumers to take precautions when using search engines.

AOL Releases The Unfiltered Search Histories Of 657,000-Plus Users; World Privacy Forum Filing FTC Complaint

AOL released three months’ worth of the detailed search queries of 657,000-plus of its users. The approximately 20 million search queries and the additional data on users’ click-throughs to web sites in the search results are generally highly revealing of individuals’ personal, financial, political, medical, religious, and other preferences as well as the businesses and people they associate with.

Consumer Fraud Alert: Bogus Job Ads Pose Potential Harm to Consumers

The World Privacy Forum and the Privacy Rights Clearinghouse have become aware of a nationwide job scam currently in action. We are advising job seekers to avoid any response to job ads coming from Macrocommerce Intersales and to be aware of the high potential for financial fraud and /or identity theft if they have already responded to job ads from this company.

WPF Report: Call Don't Click I - Why It's Smarter to Order Federally Mandated Free Credit Reports via Telephone, not the Internet

Call Don't Click: Why it's smarter to order your federally mandated free credit reports via telephone, not the Interent. A report on www.annualcreditreport.com by the World Privacy Forum, originally published February, 2005, updated March 2005.

How to say no to the cookies that track you

Consumer tips on managing cookies -- Some computer cookies are harmless, but others can track your moves across many Web sites, eventually building a detailed history of your preferences. The good news is that you can manage these persistent tracking cookies to some degree. To do this, you need to know how to say no to the third party tracking cookies you don't want while still allowing yourself to say yes to the cookies you do want. There are several ways to do this. One way is to download "opt-out cookies." Another way is to use your browser's cookie management tools to manage your cookies. Another method is to regularly delete unwanted cookies. In some cases, you can stop tracking through account preferences at some web sites.

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