WPF submitted comments regarding how commercially available information (CAI) — also known as data broker data — will be handled by U.S. Executive Agencies. The Request for Information from OMB was an important opportunity to comment on a topic that has only rarely been opened for public comment. OMB Request ...
The World Privacy Forum was honored to participate in a White House Roundtable on the topic of Data Brokers, a topic WPF has spent decades researching and working on. In its r eadout of the roundtable , the White House noted that "Participants underscored how the data broker economy enables ...
The World Privacy Forum filed comments regarding the US Federal Trade Commission’s 2023 Notice of Proposed Rulemaking regarding Health Breach Notification. This marks the second set of comments WPF has filed, our first being in 2009 regarding the first iteration of the Health Breach Rule. The comments are technical, and ...
Pam Dixon, WPF Executive Director, is testifying before the US Senate Banking Committee today on the topic of privacy, the Fair Credit Reporting Act, data brokers, and predictive analytics. “I am pleased to have the opportunity to discuss our research and what we have documented about the privacy of Americans ...
The World Privacy Forum has submitted a set of key comments to the US Federal Trade Commission regarding privacy frameworks and governance. The comments introduce the idea of knowledge governance and propose frameworks that will work to solve the serious privacy challenges we face in complex data ecosystems.
WPF is issuing this statement in response to the New York Times article dated 18 December, 2018 regarding Facebook's data practices. The article provides meaningful new information about the data management and privacy practices of Facebook.
The current debate over federal privacy regulation must be inclusive of secondary and tertiary uses of consumer data. WPF Executive Director Pam Dixon says: "Through our longstanding work regarding data brokers and related harms to consumers, it is abundantly clear that if Congress enacts privacy legislation that fails to effectively regulate data brokers and stop the consumer harms they directly cause, any legislation enacted will be a failure."
PDF Version of Release here 24 May 2018 For Immediate Release Historic Data Broker Regulation in the United States Welcomed by World Privacy Forum Vermont: First state to adopt modern rules for unregulated data brokers WPF call for data broker protections to be elevated to national level and provided for ...
Have you ever filled out an application online for a “loan matching service”? If so, you have to hope that you didn’t fill out an application on one of the websites operated by a company called Blue Global. They ran websites like autoloansusa.com, loanmarketplace.com, moneytoday.com, 247loan.com, 100dayloans.com, and others. Court documents released this week by the US Federal Trade Commission reveal that after the company collected consumers' financial information, it sold most of that information to non-lenders, including SSNs, bank account numbers, and ...
Television maker VIZIO is paying $2.2 million in penalties to settle charges after the FTC and the New Jersey Attorney General's office brought a complaint against the company for violating its customers' privacy. The complaint against VIZIO stated that the company collected detailed information on millions of its customers TV viewing habits without their express consent, and that VIZIO facilitated something called "data appending," which is when even more detailed information is added to existing customer profiles.
We have updated our popular Top Ten Opt Outs page for consumers. All of the links are fresh, and we have updated the text where it had gotten stale. I am frequently asked which of the opt outs is the most important. Really, that will depend on what is important ...
Today The Guardian published an op-ed I wrote about employer-sponsored wellness programs. You can find that op-ed here . I have researched and written about HIPAA, health plans, wellness, predictive analytics, and big data for years now. A lot of my work coalesced together when Robert Gellman and I researched ...
WPF's Congressional testimony of Nov. 3, 2015 before the US Senate Judiciary Committee is now available online. Please visit the Senate download site here to access the written testimony. The testimony focuses on data brokers, information security, and regulatory controls. A video of the actual hearing is also available from ...
WPF Executive Director Pam Dixon will testify before the Senate Judiciary this Tuesday, Nov. 3. The hearing is on data broker security, with Chairman Flake presiding. Hearing details: Data Brokers – Is Consumers’ Information Secure? Subcommittee on Privacy, Technology and the Law Date: Tuesday, November 3, 2015 Time: 2:30 pm ...
Many people have told us that they think opting out is confusing. We agree. Opting out can range from the not-too-difficult (the FTC’s Do Not Call list is a fairly simple opt out) to the challenging (the National Advertising Initiative opt out can be tricky). Our hope is that this list will clarify which opt out does what, and how to go about opting out.
This coming Thursday, Pam Dixon will be presenting new research on collections scoring, privacy, and impacts on low and middle income consumers. The Dixon/Gellman report, The Scoring of America , sparked a national conversation about analytics and fairness in the realm of consumer scores. This talk focuses on one particular ...
Pam Dixon will be speaking at the IAPP-FTC Practical Privacy Conference in Washington DC this week. The conference is from Dec. 2-3. Her panel talk will focus on privacy issues relating to identifiable large datasets and vulnerable populations. She will also be discussing the role of data brokers in compiling ...
The World Privacy Forum filed comments with the U.S. Department of Commerce in response to its Request for Comments about big data, privacy, and the Consumer Privacy Bill of Rights. The White House Big Data report recognized that Big Data “raises considerable questions about how our framework for privacy protection applies in a big data ecosystem” and has the potential to “eclipse longstanding civil rights protections in how personal information is used in housing, credit, employment, health, education, and the marketplace.” This is among our concerns as well, and our comments focused on understanding big data's benefits while drawing attention to where there are significant privacy risks that need to be addressed.
Forget worrying about loyalty cards or programs: it’s the everyday purchases you make tied to your name with a debit or credit card that can land you on data brokers’ lists. That is one of the many facts that the new FTC report on data brokers sets forth. The report offers a high-level analysis with establishing new fact patterns about the industry based on the Commission’s investigation of nine major data brokers. Overall, we find things to like in the report, but we wish the FTC had gone further in some areas. Here are some of the high points that stood out to us.
Two key recent reports published by the World Privacy Forum, The Scoring of America and Data Brokers and the Federal Government, were cited in the White House's new report on Big Data. WPF is supportive of the report. "We are pleased that the White House report has correctly recognized critically important issues that impact individuals' privacy in the area of big data. We commend the report for clearly recognizing that information originally intended for marketing purposes can also be used to impact individuals' marketplace opportunities in substantive ways that impact peoples' daily lives, and that creating meaningful protections is important," said WPF executive director Pam Dixon.
This op ed was originally published Wednesday, March 19 2014 in IAPP for the FTC Alternate Scoring Conference. In our modern sea of data, the resources to examine all relevant information regarding a decision is no longer feasible, so we use shortcuts. Consumer scores built using predictive analytics and fed by large datasets are the modern-day shortcuts to understanding individual consumer behavior. That’s why new and unregulated consumer scores abound. They are used widely in today’s world to predict consumers’ behavior, spending, health, fraud, profitability, and much more. These scores rely on petabytes of information coming from newly available data streams, and some old ones.
February 3, 2014 Washington, D.C. -- Senator Rockefeller sent six hard-hitting and precedent-setting letters to data brokers today. This was the Senator's direct follow-up to the information WPF Executive Director Pam Dixon revealed in her December 2013 data broker testimony at the Senate Commerce Committee, which Sen. Rockefeller chairs. Rockefeller, ...
Video of Congressional Testimony on data brokers. Pam Dixon gave this testimony before the Senate Commerce Committee on December 18, 2013 at a hearing dedicated to shedding light on data broker industry practices and how that affects consumers. The full testimony contains numerous examples of data broker activities, consumer scoring, and discusses the solutions that are needed, including a requirement for data broker opt out.
Chairman Rockefeller and Members of the Committee, thank you for the opportunity to testify today about data brokers, an industry that is often hidden from public view, and the impact of data brokers on consumers’ lives.
Top Ten Opt Out Opt Out Possible Partial Out Out FCRA Opt Out No Opt Out Opt Out Unclear
