Note: This post has been updated. We have added our tips for immediate steps victims (or potential victims) of the Equifax data breach can take. In this updated version of our tips, we have added information for individuals in the UK who want to check and see if they have ...
Financial privacy -- U.S. consumers have the right to order one free credit report per year from each of the three national credit bureaus. The World Privacy Forum's landing page about federally-mandated free Annual Credit Reports and the consumer tips for ordering a free annual credit report have been fully updated.
The simplest way of accessing your free credit report is to either call or to mail for the report. Please see the tips below for more information about these ways of accessing your credit report. However, if you do decide to retrieve your free credit report via the Internet at the official www.annualcreditreport.com site, please make sure you go to the correct site. You do not have to pay to receive your free annual credit report. If you are on a site that is asking you to pay for your credit report, double check the spelling of the site, or use the call-in and mail-in methods.
Landing page for Call Don't Click: Why it's smarter to order your federally mandated free credit reports via telephone, not the Interent. A report on www.annualcreditreport.com by the World Privacy Forum.
The Federal Trade Commission has taken action on the hundreds of imposter domains the World Privacy Forum uncovered and discussed in its Call Don't Click I and II reports. Announcing the FTC action, Bureau Chief Lydia Parnes said: “Consumers also need to be alert about impostor sites – sites that ...
The World Privacy Forum cautions consumers who qualify to order a federally mandated free annual credit report to ensure that they take common-sense computer safety steps before ordering their credit report online.
In its first report on this subject published in February 2005, The World Privacy Forum documented that 96 known imposter domains existed, with 50 of those domains active and online. In its new study, “Call Don’t Click Update: Still be smart about ordering Federally mandated free credit reports,” the World Privacy Forum has found that 233 known imposter sites now exist, with 112 of the imposter domains active and online. This marks a 124 percent increase in known, active imposter domains since February.
Financial and Internet privacy -- Before you call, click, or mail away for your federally mandated free credit report, read these tips to help you avoid potential problems. This consumer tip sheet includes graphics to show you what problematic "fake" free credit sites look like, and includes consumer-tested tips for safely receiving your free reports. The tip sheet also includes resources with information, phone numbers, and addresses for ordering your report.
The World Privacy Forum and the Privacy Rights Clearinghouse sent a letter to the FTC today requesting the agency immediately take steps to protect consumers in advance of the March 1 rollout of free credit reports to Midwestern U.S. residents.
A new report issued today by the World Privacy Forum in advance of the March 1 rollout of free credit reports to Midwestern U.S. residents shows that consumers may be better off calling or mailing for their federally mandated free credit report instead of going online for it.
Call Don't Click: Why it's smarter to order your federally mandated free credit reports via telephone, not the Interent. A report on www.annualcreditreport.com by the World Privacy Forum, originally published February, 2005, updated March 2005.